Thursday, April 25, 2013

Health Insurance Navigators Legislation is Sent to Governor by Ohio House

State Representative Barbara Sears is happy to inform that the agreement of the Ohio House on Substitute House Bill 3, legislation, which gives the State of Ohio the power to control health insurance navigators.

Health insurance navigators are entities or individuals elected to help citizen of Ohio in getting all required information and details related to health insurance plans through health exchanges. However, they are not licensed insurance agents and therefore cannot engage themselves in selling insurance and other related functions.

The legislation has a right to make the required changes in the revised code of Ohio especially related to the licensing and education qualification specification for insurance agents who want to be a navigator and the way in which the state will control navigators under the federal health care law.

Representative Sears says, “It is important to outline the role of insurance navigators specific to what they can and cannot do while providing information on health insurance options through our federal exchange. This bill requires strong consumer protections, such as training and continuing education for insurance navigators, criminal record checks, conflict of interest disclosures, and certifications. Although Ohioans have overwhelmingly taken a strong position opposing health care exchanges, it is important that we ensure appropriate protections and regulations as we deal with this law.”

Further, to help residents of Ohio to get the best health insurance plan, there are many websites available online. These sites allow health insurance seekers to get Ohio health insurance quotes that can best suit their needs. Further, it allows them to buy the suitable insurance plan online and get the most fair health insurance deal.

Thursday, April 18, 2013

Health Insurance Plans & Quotes: A Major Downfall in the Rate of Illinoisans Gettin...

Health Insurance Plans & Quotes: A Major Downfall in the Rate of Illinoisans Gettin...: According to the recent report given by the Robert Wood Johnson Foundation, the percentage of residents of Illinois who got health insur...

A Major Downfall in the Rate of Illinoisans Getting Health Insurance at Work

According to the recent report given by the Robert Wood Johnson Foundation, the percentage of residents of Illinois who got health insurance through their jobs fell from 74.2 to 61.6 between the 1999-2000 and 2010-2011. On the other hand, the percentage of employer-covered workers fell from 69.7 to 59.5 percent country wide. The report further states that during these periods the insurance premium cost spiked.

So, a major downfall can be well analyzed and observed among the workers and businesses in Illinois employer-sponsored health advantages. The figure stated above show that over a decade, a downfall in employer-sponsored Illinois health insurance at a much faster rate as compared to the countrywide trend. Cost and recession are the major reasons behind this fall.


Another report prepared by researchers at the University of Minnesota’s State Health Access Data Assistance Center states that more than 1.2 million fewer Illinois residents got their health coverage through their job or a family member’s job than at the start of the century as the number covered fell from 8.12 million to 6.89 million.

These new discovered reports have come as an unhappy news for the residents of Illinois. But, thanks to various online health insurance quote sites that allow people to get access to lists of reputed health insurance agents and their insurance plans. These sites allow individuals to compare Illinois health insurance offered by various agents and hospitals and avail the one that best suits their needs.