Don’t Let Hospital Bills Make You Sicker

Do you get irritate on receiving call from health insurance agent and bang the down saying no? If you have health insurance coverage then it’s ok to do so, but if you don’t have one then you are doing wrong. That doesn’t mean that you should take up the policy from the first insurance agent who calls you, of course you must make deep research and analysis before selecting your policy. But you must have health insurance coverage. Why?

You will realize get the answer to this why if, unfortunately, someday you will lend up in a hospital bed without health coverage. The mounting hospital bill will simply swap away all your savings making you sicker. Now, if you have too much of money or if you can assure that you will never fall ill in future, and then you can definitely continue living without a health insurance policy.

And if you can’t guarantee a healthy life nor you have extra money to drain on medical expanses then enrich yourself with knowledge about health insurance policies, their types, benefits, quotes, premiums, coverage, etc.

You will be surprised to read the report of Agency for Healthcare Research and Quality that reveals that each year, more than 2 million Americans end up in the hospital without insurance. And the hospital bills mounts as fast those 4 days in a hospital can cost you $21,442.  Don’t be one of those 2 million Americans. Be safe, secure and stress free by getting your health insured. If you are staying in Illinois then you are lucky to have aces to all types of insurance policies whether HMO or PPPO policies. 

At present, getting an insurance policy has become so easy. It’s no more a kind of lengthy and head aching process, where you have to make many rounds to the insurance company. It’s the era of internet and technology, make maximum use of it. Now you can get Illinoishealth insurance quotes online as various such websites have come up where putting some basic information you can get the quotes of the policies available in your state.  Compare the quotes, check what are the coverage the policy offers, read the terms and exclusion, see if you can afford the premiums, and apply for the policy online. No meeting of agents, no irritating talk, simply sit in your comfort take your time and get your policy and pay premiums online.

Health Insurance Navigators Legislation is Sent to Governor by Ohio House

State Representative Barbara Sears is happy to inform that the agreement of the Ohio House on Substitute House Bill 3, legislation, which gives the State of Ohio the power to control health insurance navigators.

Health insurance navigators are entities or individuals elected to help citizen of Ohio in getting all required information and details related to health insurance plans through health exchanges. However, they are not licensed insurance agents and therefore cannot engage themselves in selling insurance and other related functions.

The legislation has a right to make the required changes in the revised code of Ohio especially related to the licensing and education qualification specification for insurance agents who want to be a navigator and the way in which the state will control navigators under the federal health care law.

Representative Sears says, “It is important to outline the role of insurance navigators specific to what they can and cannot do while providing information on health insurance options through our federal exchange. This bill requires strong consumer protections, such as training and continuing education for insurance navigators, criminal record checks, conflict of interest disclosures, and certifications. Although Ohioans have overwhelmingly taken a strong position opposing health care exchanges, it is important that we ensure appropriate protections and regulations as we deal with this law.”

Further, to help residents of Ohio to get the best health insurance plan, there are many websites available online. These sites allow health insurance seekers to get Ohio health insurance quotes that can best suit their needs. Further, it allows them to buy the suitable insurance plan online and get the most fair health insurance deal.

Health Insurance Plans & Quotes: A Major Downfall in the Rate of Illinoisans Gettin...

Health Insurance Plans & Quotes: A Major Downfall in the Rate of Illinoisans Gettin...: According to the recent report given by the Robert Wood Johnson Foundation, the percentage of residents of Illinois who got health insur...

A Major Downfall in the Rate of Illinoisans Getting Health Insurance at Work

According to the recent report given by the Robert Wood Johnson Foundation, the percentage of residents of Illinois who got health insurance through their jobs fell from 74.2 to 61.6 between the 1999-2000 and 2010-2011. On the other hand, the percentage of employer-covered workers fell from 69.7 to 59.5 percent country wide. The report further states that during these periods the insurance premium cost spiked.

So, a major downfall can be well analyzed and observed among the workers and businesses in Illinois employer-sponsored health advantages. The figure stated above show that over a decade, a downfall in employer-sponsored Illinois health insurance at a much faster rate as compared to the countrywide trend. Cost and recession are the major reasons behind this fall.

Another report prepared by researchers at the University of Minnesota’s State Health Access Data Assistance Center states that more than 1.2 million fewer Illinois residents got their health coverage through their job or a family member’s job than at the start of the century as the number covered fell from 8.12 million to 6.89 million.

These new discovered reports have come as an unhappy news for the residents of Illinois. But, thanks to various online health insurance quote sites that allow people to get access to lists of reputed health insurance agents and their insurance plans. These sites allow individuals to compare Illinois health insurance offered by various agents and hospitals and avail the one that best suits their needs.

Avail Quick Online Health Quotes From Web Portals

The Internet has become one of the convenient ways of finding cheap health quotes. As people are getting aware of the need of health insurance policies for the safety of the future, they look forward to get the expense coverage for the expenses of unexpected accidents or health ailments. In line with this, people want to get a good life insurance policy that provides high return on investment and umbrella coverage. However, before taking a policy it is very much required that the policy is to be understood properly, like what will be the monthly, half yearly or annual premiums, the overall tenure period of the policy and other important things. Usually, policy taking is considered to be a tedious job, with much of the documentation and other complicated things involved. But with the aid of the internet, getting hands on the health quotes from different insurance companies has become very easy. Many such websites have come-up that offers premium health quotes. The process is very easy as the customer just needs to visit the website and look for the type of policies they are looking for; on the website itself the customer will get the quotes for the policy and can directly apply to those policies from the website itself. Although the application process can be a bit lengthy one as a proper process has to be maintained in order to ensure the complete safety of the client’s details and money. However, to get the quotes and also to know the information about the policies, there is no need of long form filling and all. One can simply log into these websites can simply by giving the minimal information like name, age, location, etc. These online sites belong to the insurance brokers, who take up the responsibility of assisting the customers in finding health quotes from reliable and dependable companies. These are reliable bookers as they deal with insurance companies only and offer easy and fast platform to find cheap health quotes.

These websites are just like getting an online insurance broker, who can deliver answers to a maximum number of queries that the customer has in regards to a health policy selection. Apart from finding the quotes, these websites also provide consultancy if any customer is looking for. Moreover, in these websites as people get hold of quotes from different insurance companies, so they can also make a good comparison of the quotes and chose the policy of choice. Most of these online health quotes providing website offer its quotes for free. Such websites can be found, just by typing the word free quotes on the search engine.